Everything Maya Finance can do
Twelve modules working together to keep your books clean, compliant, and current. Built for UAE free zone companies from the ground up.
Every transaction, classified
Connect your UAE business bank account and transactions flow in automatically. Maya Finance classifies 85% of transactions on arrival using UAE chart-of-accounts rules, your transaction history, and supplier patterns.
Every classification comes with a confidence score. High-confidence items are booked automatically. Low-confidence items are flagged for your review — so you always know what needs a second look.
Wio direct connection provides real-time feeds. For other UAE banks — ENBD, Mashreq, ADCB, and more — CSV and MT940 imports work out of the box.
- Wio direct connection — live transaction feed
- CSV and MT940 import for all UAE banks
- 85% auto-classification with confidence scoring
- Learning engine improves with every correction
- Multi-currency support with AED as default
Professional invoices in seconds
Create FZ-LLC compliant invoices with your TRN, registered address, and 5% VAT line items calculated automatically. Every invoice meets UAE requirements without you thinking about it.
Send invoices by email with payment links. Customers pay by card or bank transfer. Track payment status in real time and let Collections Autopilot chase overdue amounts automatically.
Generate branded PDF invoices in your company style. Multi-currency support handles AED, USD, EUR, and GBP with automatic exchange rate lookups.
- Professional invoices with your TRN and address
- 5% VAT line items calculated automatically
- Payment links via card and bank transfer
- Branded PDF export in your company style
- Multi-currency invoicing in AED, USD, EUR, GBP
Supplier bills, captured and categorized
Photograph a receipt, forward an email, or upload a PDF. Maya Finance extracts the vendor name, amount, VAT, and date — then maps it to the correct expense category in your chart of accounts.
Supplier bills are tracked from receipt through approval to payment. Employee reimbursements flow through an approval workflow so nothing slips through unchecked.
Auto-categorization learns from your corrections. The more you use it, the more accurate it becomes — reducing manual work over time.
- Supplier bill capture with receipt scanning
- AI extracts vendor, amount, VAT, and category
- Auto-categorization against UAE chart of accounts
- Employee reimbursement workflow with approvals
- Email forwarding — send receipts directly to Maya
From quote to three-way match
The full procurement cycle in one place: create purchase requests, collect and compare supplier quotes, generate purchase orders from approved quotes, and match everything at the end.
Configurable spend approval gates ensure the right people sign off on purchases above set thresholds. No more rogue spending or surprise invoices.
Three-way matching automatically compares the purchase order, goods receipt, and supplier invoice. Discrepancies are flagged before payment — protecting your cash and your audit trail.
- Purchase request and quote comparison workflow
- Purchase order generation from approved quotes
- Configurable spend approval gates by amount
- Three-way matching: PO + goods receipt + invoice
- Supplier performance tracking and scoring
FTA-ready VAT returns
Maya Finance prepares your VAT return in FTA Box 1–9 format. Standard rated supplies (5%), zero-rated exports, exempt supplies, reverse charge on imported services — every category is calculated automatically from your transaction data.
Output VAT and input VAT recoverable are calculated as transactions are booked. The net VAT payable or refundable is always current. Filing deadline tracking ensures you never miss the EmaraTax submission window.
Credit notes, adjustments, and prior-period corrections are handled natively. On Standard plans and above, a qualified reviewer verifies your return before you file — an extra layer of confidence.
- FTA Box 1–9 format with all supply categories
- 5% standard rate, zero-rated, exempt, and reverse charge
- Output VAT and input VAT calculated automatically
- Filing deadline tracking with EmaraTax integration
- Credit note and adjustment handling built in
Compliant payroll, zero spreadsheets
Maintain an employee register with contract details, visa information, and salary breakdowns. Run monthly payroll with basic salary, housing allowance, transport allowance, and other components calculated automatically.
Gratuity accrual is calculated for each employee every month and posted to your general ledger. When an employee leaves, the system calculates the exact payout based on tenure and separation type.
WPS file generation ensures all salary payments comply with UAE regulations. The payroll module is available as an add-on from AED 79 per employee per month on any plan.
- Employee register with contract and visa details
- Monthly payroll runs with allowance breakdowns
- Gratuity accrual calculated and posted automatically
- WPS file generation for compliant bank transfers
- Available as add-on from AED 79/employee/month
Your asset register, always current
Register fixed assets across 7 configurable categories: computers, furniture, vehicles, machinery, leasehold improvements, equipment, and other. Each asset tracks acquisition date, cost, useful life, and residual value.
Straight-line depreciation is calculated monthly and posted to your general ledger automatically. Book value and accumulated depreciation are always current — no manual journal entries required.
When you dispose of or write off an asset, the system calculates the gain or loss and records the appropriate entries. Your asset register is always audit-ready.
- Asset register with 7 configurable categories
- Straight-line depreciation calculated monthly
- Automatic journal entries posted to general ledger
- Book value, accumulated depreciation always current
- Disposal and write-off handling with gain/loss
Set targets, track progress, hit goals
Define up to 3 simultaneous financial goals across 5 categories: revenue targets, savings goals, expense reduction, profit margin improvement, and cash reserve building. Each goal is broken down into actionable KPIs.
Real-time progress tracking shows where you stand against each goal. AI-driven projections forecast whether you are on track, and priority action suggestions help you course-correct early.
Goals are not just aspirational — they are grounded in your live financial data. When Ask Finn answers your questions, it factors in your active goals and suggests actions aligned with your targets.
- Up to 3 simultaneous financial goals
- 5 categories: revenue, savings, expense reduction, profit margin, cash reserve
- KPI decomposition into actionable sub-targets
- Priority action suggestions based on your data
- Real-time progress tracking with AI projections
Every customer and supplier, in context
Build customer and supplier profiles automatically from your invoice and bill data. Each contact includes full transaction history, outstanding balances, payment patterns, and communication logs.
The pipeline view shows open quotes and opportunities at a glance. Auto-suggest identifies potential contacts from your transaction data that have not yet been added to your CRM.
Segment contacts by revenue contribution, aging status, and engagement level. Use these segments to prioritize collection efforts, identify your most valuable customers, and spot at-risk relationships.
- Customer and supplier profiles with full history
- Pipeline view for quotes and open opportunities
- Auto-suggest contacts from invoice and bill data
- Activity timeline: invoices, payments, communications
- Segment by revenue, aging, and engagement
Get paid without chasing
The five-lane dunning queue organizes your receivables: upcoming, due today, overdue, escalated, and promised. Each lane has automated actions — WhatsApp messages, email reminders, and escalation triggers — that run without manual intervention.
When a customer promises to pay by a specific date, the system tracks that promise and follows up automatically if the date passes without payment. Cash-in forecasts are adjusted based on collection probability.
You only intervene when needed. The dashboard shows which items need human attention and which are being handled automatically. Collections Autopilot is available on Standard plans and above.
- 5-lane dunning queue: upcoming, due, overdue, escalated, promised
- Automated WhatsApp and email payment reminders
- Promise-to-pay tracking with follow-up scheduling
- Cash-in forecast based on collection probability
- Hands-free operation — intervene only when needed
Year end, handled
Balance sheet and profit & loss statement are generated automatically from your general ledger. Trial balance, supporting schedules, and adjustment journals are prepared as part of the year-end closing process.
Corporate tax preparation includes qualifying vs non-qualifying income segregation for QFZP companies, de minimis threshold tracking, and the data your tax advisor needs for annual filing.
The closing checklist walks you through every step: bank reconciliation, suspense account clearing, receivable write-offs, depreciation through final month, gratuity accrual, and more.
- Balance sheet and P&L generated automatically
- Corporate tax preparation with income segregation
- Year-end closing checklist tailored to your business
- Supporting schedules ready for your auditor
- Trial balance with adjustment journal capability
Your AI financial advisor
Ask Finn is grounded in your live books — not generic advice from the internet. Ask about cash flow, profitability, expense trends, or what-if scenarios in plain language, and get answers based on your actual financial data.
Ten financial analysis tools are available at natural language command: cash flow forecast, profitability analysis, expense breakdown, revenue trends, aging analysis, budget variance, tax projection, goal progress, runway calculation, and scenario modeling.
Finn is goal-aware. When you have active financial goals, suggestions and analyses are aligned to your targets. UAE context — VAT implications, QFZP considerations, gratuity impact — is built into every response.
- Grounded in your live books — not generic advice
- 10 financial analysis tools at natural language command
- Goal-aware: suggestions aligned to your targets
- UAE context: VAT, QFZP, gratuity, WPS built in
- Cash flow, profitability, what-if scenario analysis
Your books, handled.
3 months free. 6 months free when you form a company via Maya AI.