Built for how UAE founders actually work
Maya Finance exists because bookkeeping in the UAE deserves better tools. Not global software with a UAE bolt-on — software built here, for here.
Bookkeeping can be better
We founded Maya Finance because every UAE free zone founder we spoke to had the same problem: bookkeeping tools built for other markets, clumsily adapted for the UAE. VAT formats that do not match the FTA. Invoice templates without TRN fields. Payroll modules that have never heard of WPS.
So we built the bookkeeping platform we wished existed. One where FTA VAT Box 1-9 format is native, not a plugin. Where AED is the default currency, not an afterthought. Where the AI understands UAE chart-of-accounts rules because it was trained on them.
The result is Maya Finance: AI-powered bookkeeping that handles 85% of the work automatically, with human reviewers checking the rest. Built for free zone companies, priced for founders, and designed to grow with your business.
Automation and expertise, together
AI is excellent at repetitive classification, pattern recognition, and calculation. But bookkeeping also requires judgment — is this expense correctly categorized? Does this VAT treatment look right? Is there something unusual in this month's numbers?
That is why Maya Finance combines AI automation with human review. The AI handles the volume — classifying transactions, scanning receipts, calculating VAT, tracking collections. On Standard plans and above, a qualified reviewer checks the output every period.
The reviewer catches what AI misses: unusual transactions, misclassified items, compliance edge cases. They provide a confidence report so you know exactly where your books stand. It is the best of both worlds — speed of AI, judgment of a human.
AI auto-classified
Human-reviewed
Confidence in your books
Part of the Maya AI ecosystem
Maya AI builds tools for UAE business formation and operations. From company formation through WhatsApp to visa processing and compliance — Maya AI handles the journey from idea to operating business.
Maya Finance is the bookkeeping arm of that ecosystem. When you form a company through Maya AI, your Maya Finance account is pre-configured with your company details, trade licence, TRN, and bank connections. No double data entry, no setup friction.
For companies that come to Maya Finance directly, the full platform is available independently. You do not need to have formed your company through Maya AI to use Maya Finance — though if you do, you get 6 months free instead of 3.
Your data, protected
Financial data is sensitive data. Maya Finance treats it accordingly — with encryption, access controls, and infrastructure choices designed to keep your information secure.
We never store your bank login credentials. Bank connections use read-only API access with PSD2-equivalent security standards. Your data is logically isolated from other customers with no cross-tenant access.
- Encryption at rest (AES-256) and in transit (TLS 1.3)
- European-grade infrastructure with strict access controls
- No bank credential storage — read-only API connections only
- Compliance with UAE Federal Decree-Law No. 45 of 2021 on data protection
Three principles that guide everything we build
UAE-first
Not a global tool adapted for the UAE. Built here, for here. FTA VAT format, AED default, TRN on invoices, WPS payroll, free zone compliance — native, not bolted on.
Founder-first
Designed for the business owner, not the accountant. Clean interfaces, plain language, and automation that reduces the time you spend on bookkeeping to the minimum.
AI-native
Not AI bolted onto a legacy system. Built from the ground up with machine learning at the core — from transaction classification to financial advisory.
Your books, handled.
3 months free. 6 months free when you form a company via Maya AI.